Marlborough Savings Bank  
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3.99% apr* Equity!
With a 6 month intro rate like this, now is the time to consider the major purchase you have been dreaming of - home improvement, education, new car or even a vacation.
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About
Statement of Condition
Assets 3/31/07 3/31/08
Cash on hand and in Bank
$   6,305 $  6,068
Overnight Funds
   18,614   24,853
Short Term Bonds - AFS (*)    10,500     4,000
Bond Investments - AFS (*)    37,598   59,493
Stock Investments - AFS (*)      7,905     7,530
FHLB Stock, at cost
        741         741
Loans (NET) 194,420 209,514
Building and Equipment
     2,139      2,016
Other Assets
   10,410    11,038
       Total Assets:
$   288,632 $   325,253
Liabilities & Surplus
Deposit $250,650
$284,403 
Borrowed Funds
          300           575
Mortgagors Escrow Accounts          748            801
Other Liabilities
      1,683        2,162
Surplus & Reserves
    35,251     37,312
         Total Liabilities & Surplus:
 $  288,632  $  325,253

Respectfully submitted,
Joseph J. Normant, Jr., Treasurer


( DOLLARS IN THOUSANDS)
(*) AVAILABLE FOR SALE, Reflects Market Value

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