Buying your first home can be one of the most exciting times in your life! It can also leave you with a thousand questions and some anxiety. Our team at Marlborough Savings Bank has helped thousands of first time homebuyers make the transition from renter to owner a gratifying and painless process. We'll walk you through the myriad of topics including:

• Down payment requirements
• Applying and qualifying for a mortgage
• Finding the right home
• The importance of a home inspection
• How property value is determined
• Appreciation and depreciation
• When and why an attorney should be contacted
• The negotiation process
• Simple terms to add to an 'offer to purchase'
• Protecting your deposit
• Purchase and sales agreements
• Title examinations
• What to expect at closing