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Mortgage Current Rates
First Time Homebuyer
Fixed/Adjustable Rate
Jumbo
Equity Lines/Loans
Commercial
Our Jumbo Mortgages are even BIGGER
Save money with higher jumbo mortgage limits up to $600,000 with no increase in rates or additional closing costs.
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Mortgages
Mortgage Current Rates
Look to our mortgage experts for guidance on choosing the right mortgage for your needs. Rate is just one factor in determining the best value. How long you plan on staying in your home and the amount of a downpayment you have if any, are just a few questions to ask. Count on us to steer you in the right direction with no surprises and clear, simple explanations of your options.

MSB Advantages:
- Applications and closings at your convenience
- No or low closing cost options
- Personal Service 508-481-8300

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If you want to receive rate updates by email, please contact Martin O'Sullivan, Kathy Egan or Shereen Fahey.
Marlborough Savings Bank
Fixed Rate
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
30 Year 5.990%06.043%$59.89
15 Year 5.750%05.839%$83.04
30 Year Jumbo 6.500%06.555%$63.21

Adjustable Rate
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
5/1 Year ARM** 5.500%05.003%$56.78/$52.05
7/1 Year ARM* 5.750%05.249%$58.36/$52.58

*Rates are subject to increase after consummation. The first change is scheduled at the end of year 7 and annually thereafter. On the first change date, your interest rate can increase or decrease by 5%. On each subsequent change date your interest rate will not increase by more than 2%. Your interest rate will not increase by more than 5% over the life of the loan. The index is tied to the one year Treasury Bill.

**Rates are subject to increase after consummation. The first change is scheduled at the end of year 5 and annually thereafter. Rate caps of 2% per adjustment and 6% life. margin 2.75% Index is one year treasury bill.

Construction/Permanent
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
Construction/Permanent 6.500%16.675%$63.92

Mass Advantage First Time Homebuyer
Product
Rate
Points
APR
Monthly cost per $10K borrowed
Mass Advantage 6.125%06.193%$60.76
Mass Advantage Low 5.875%05.942%$59.15

Additional Conditions
Rates are for 1-4 family owner-occupied properties only. APR quoted is based on $100,000 loan amount and 80% loan to value. Other options available with Private Mortgage Insurance. Other jumbo, investment and commercial financing programs available. Please call for rates and program options.

Rates and terms are subject to change without notice. Other restrictions and conditions may apply.

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