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Mortgage Current Rates
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Mortgages
Mortgage Current Rates
Look to our mortgage experts for guidance on choosing the right mortgage for your needs. Rate is just one factor in determining the best value. How long you plan on staying in your home and the amount of a downpayment you have if any, are just a few questions to ask. Count on us to steer you in the right direction with no surprises and clear, simple explanations of your options.

MSB Advantages:
- Applications and closings at your convenience
- Extended rate and re-lock options available to ensure you're getting the lowest rate at closing
- Attention and expert guidance to ensure you're getting the right mortgage. Contact Martin O'Sullivan or Kerry Murtagh.
 
 MASS HOUSING programs available - please call for rates!
 
Our mortgage rates page(s) are undergoing renovations. Further information is available and necessary for you to make comparisons. Please speak with a mortgage specialist for these details. 

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Marlborough Savings Bank
Fixed Rate
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
30 Year 5.000%05.051%$53.68
30 Year 4.750%15.888%$52.16
30 Year 4.625%24.850%$51.41
15 Year 4.375%04.461%$75.86
15 Year 4.250%14.486%$75.23
15 Year 4.125%24.512%$74.60
Jumbo 30 Year Fixed $417,001 - $1 M 5.50%05.552%$56.78
Jumbo 15 Year Fixed $417,001 - $1 M 5.25%05.388%$80.39

Adjustable Rate
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
5/1 Conforming ARM* 4.375%03.536%$49.93/ $42.82
7/1 Conforming ARM ** 5.50%04.410%$56.78/ $46.90
5/1 Jumbo ARM* 4.75%03.837%$52.17/ $44.59

*Rates are subject to increase after consummation. The first change is scheduled at the end of year 5 and annually thereafter. On the first change date, your interest rate can increase or decrease by 2%. On each subsequent change date your interest rate will not increase by more than 2%. Your interest rate will not increase by more than 6% over the life of the loan. The index is tied to the one year Treasury Bill.

**Rates are subject to increase after consummation. The first change is scheduled at the end of year 7 and annually thereafter. On the first change date, your interest rate can increase or decrease by 2%. On each subsequent change date your interest rate will not increase by more than 2%. Your interest rate will not increase by more than 6% over the life of the loan. The index is tied to the one year Treasury Bill.


Construction/Permanent
Product
Rate
Points
Est. APR
Monthly cost per $10K borrowed
Construction/Permanent $50,000 - $1 M 5.50015.660%$57.55

Additional Conditions
Rates are for 1-4 family owner-occupied properties only. APR quoted is based on $100,000 loan amount and 80% loan to value. Other options available with Private Mortgage Insurance. Other jumbo, investment and commercial financing programs available. Please call for rates and program options.

Rates and terms are subject to change without notice. Other restrictions and conditions may apply.

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