Marlborough Savings Bank  
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Fully Insured
All your deposits at MSB are fully insured through FDIC and DIF.
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Personal
Deposit Current Rates
personal rates
Certificates of Deposit
 
Minimum Opening Deposit
Contract Interest Rate
Annual Percentage Yield
3 mo. Certificate $1,0001.40%1.41%
6 mo. Certificate $1,0001.60%1.61%
12 mo. Certificate $1,0001.90%1.92%
24 mo. Certificate $1,0002.30%2.32%
36 mo. Certificate $1,0002.60%2.63%
48 mo. Certificate $1,0002.75%2.78%
6 mo. IRA Certificate $5001.70%1.71%
12 mo. IRA Certificate $5002.00%2.02%
24 mo. IRA Certificate $5002.40%2.43%
36 mo. IRA Certificate $5002.70%2.73%
48 mo. IRA Certificate $5002.85%2.89%
60 mo. Roth IRA Certificate $5002.85%2.89%
Educational IRA $5002.47%2.50%
*Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals.**Must have an active checking account or a loan to qualify


Variable Rate Accounts
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
Passbook Savings $100.50%0.50%
NOW/Checking $100.20%0.20%
Hybrid Savings* $25,0001.20%1.21%
*Active checking account required. APY for balances between $10 and $24,999 is 0.50%.


Money Market
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
$10 - $9,999.99 $10.50%.50%
$10,000 - $49,999.99 $10,0001.10%1.11%
$50,000 - $99,999.99 $50,0001.20%1.21%
$100,000 - $249,999.99 $100,0001.30%1.31%
Jumbo Money Market $250,000Contact Us!508-481-8300


Advantage Statement Savings
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
$10 - $2,499.99 $100.50%0.50%
$2,500 - $24,999.99 $2,5001.00%1.00%
$25,000 - $49,999.99 $25,0001.10%1.11%
$50,000 - $99,999.99 $50,0001.20%1.21%
Balances over $100,000 $100,0001.30%1.31%


1. On all accounts - fees could reduce earnings.

2. With certificate accounts - rates are guaranteed for the length of the term and minimum to earn APY is $10

3. With variable rate, money market accounts, and statement savings - rates may change after the account is opened.

Must have an active checking account or a loan to qualify

Effective date: June 30, 2009

 

   

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