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Personal
Deposit Current Rates
personal rates
Certificates of Deposit
 
Minimum Opening Deposit
Contract Interest Rate
Annual Percentage Yield
3 mo. Certificate $1,0002.62%2.65%
6 mo. Certificate $1,0002.76%2.80%
12 mo. Certificate $1,0002.96%3.00%
24 mo. Certificate $1,0003.06%3.10%
36 mo. Certificate $1,0003.15%3.20%
48 mo. Certificate $1,0003.15%3.20%
6 mo. IRA Certificate $5002.87%2.90%
12 mo. IRA Certificate $5003.06%3.10%
24 mo. IRA Certificate $5003.15%3.20%
36 mo. IRA Certificate $5003.15%3.20%
48 mo. IRA Certificate $5003.15%3.20%
60 mo. Roth IRA Certificate $5003.15%3.20%
Educational IRA Certificate $5003.15%3.20%
*Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals.


Variable Rate Accounts
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
Passbook Savings $100.50%0.50%
NOW/Checking $100.20%0.20%
Hybrid Savings* $25,0002.23%2.25%
*Active checking account required. APY for balances between $10 and $24,999 is 0.75%.


Money Market
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
$10 - $9,999.99 $10.50%.50%
$10,000 - $49,999.99 $10,0001.20%1.21%
$50,000 - $99,999.99 $50,0001.80%1.81%
$100,000 - $249,999.99 $100,0002.23%2.25%
Jumbo Money Market $250,000Contact Us!508-481-8300


Advantage Statement Savings
 
Minimum to Earn APY
Contract Interest Rate
Annual Percentage Yield
$10 - $2,499.99 $100.50%0.50%
$2,500 - $19,999.99 $2,5001.00%1.00%
$20,000 - $39,999.99 $20,0001.20%1.21%
$40,000 - $99,999.99 $40,0001.60%1.61%
Balances over $100,000 $100,0002.00%2.02%


1. On all accounts - fees could reduce earnings.

2. With certificate accounts - rates are guaranteed for the length of the term and minimum to earn APY is $10

3. With variable rate, money market accounts, and statement savings - rates may change after the account is opened.

Effective date: May 6, 2008