Certificates of Deposit| | Minimum Opening Deposit | Contract Interest Rate | Annual Percentage Yield |
| 3 mo. Certificate | $1,000 | 2.62% | 2.65% | | 6 mo. Certificate | $1,000 | 2.76% | 2.80% | | 12 mo. Certificate | $1,000 | 2.96% | 3.00% | | 24 mo. Certificate | $1,000 | 3.06% | 3.10% | | 36 mo. Certificate | $1,000 | 3.15% | 3.20% | | 48 mo. Certificate | $1,000 | 3.15% | 3.20% | | 6 mo. IRA Certificate | $500 | 2.87% | 2.90% | | 12 mo. IRA Certificate | $500 | 3.06% | 3.10% | | 24 mo. IRA Certificate | $500 | 3.15% | 3.20% | | 36 mo. IRA Certificate | $500 | 3.15% | 3.20% | | 48 mo. IRA Certificate | $500 | 3.15% | 3.20% | | 60 mo. Roth IRA Certificate | $500 | 3.15% | 3.20% | | Educational IRA Certificate | $500 | 3.15% | 3.20% |
| *Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. |
Variable Rate Accounts| | Minimum to Earn APY | Contract Interest Rate | Annual Percentage Yield |
| Passbook Savings | $10 | 0.50% | 0.50% | | NOW/Checking | $10 | 0.20% | 0.20% | | Hybrid Savings* | $25,000 | 2.23% | 2.25% |
| *Active checking account required. APY for balances between $10 and $24,999 is 0.75%. |
Money Market| | Minimum to Earn APY | Contract Interest Rate | Annual Percentage Yield |
| $10 - $9,999.99 | $10 | .50% | .50% | | $10,000 - $49,999.99 | $10,000 | 1.20% | 1.21% | | $50,000 - $99,999.99 | $50,000 | 1.80% | 1.81% | | $100,000 - $249,999.99 | $100,000 | 2.23% | 2.25% | | Jumbo Money Market | $250,000 | Contact Us! | 508-481-8300 |
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Advantage Statement Savings| | Minimum to Earn APY | Contract Interest Rate | Annual Percentage Yield |
| $10 - $2,499.99 | $10 | 0.50% | 0.50% | | $2,500 - $19,999.99 | $2,500 | 1.00% | 1.00% | | $20,000 - $39,999.99 | $20,000 | 1.20% | 1.21% | | $40,000 - $99,999.99 | $40,000 | 1.60% | 1.61% | | Balances over $100,000 | $100,000 | 2.00% | 2.02% |
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1. On all accounts - fees could reduce earnings.
2. With certificate accounts - rates are guaranteed for the length of the term and minimum to earn APY is $10
3. With variable rate, money market accounts, and statement savings - rates may change after the account is opened.
Effective date: May 6, 2008
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