Marlborough Savings Bank (MSB) has earned a 5-star (Superior) rating for 75 consecutive quarters from BauerFinancial, Inc., the nation’s leading independent bank rating firm.

• capital ratio
• profitability/loss trend
• evaluating the level of delinquent loans
• chargeoffs and repossessed assets
• the market versus book value of the investment portfolio
• regulatory supervisory agreements
• the community reinvestment rating (CRA)
• historical data and liquidity

As a mutual savings bank, deposits are insured in full through the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). Marlborough Savings Bank (MSB) is a locally run, independent mutual savings institution serving the Metrowest communities of Massachusetts since 1860. With branch offices in Marlborough, Northborough, Southborough, Sudbury and Westborough, MSB provides an extensive array of financial services and products for all personal and business life stages.